Privacy Policy & SMS Terms of Service

Last Updated: June 3, 2026

LifeInsuranceCR ("we," "us," or "our") is operated by a licensed independent insurance broker at lifeinsurancecr.com. This Privacy Policy explains how we collect, use, and protect your personal information, including your consent to receive SMS text messages.

1. Information We Collect

When you submit a quote request on our website, we collect the following personal information:

We also automatically collect standard web data such as your IP address, browser type, and pages visited through cookies and analytics tools.

2. How We Use Your Information

We use the information you provide to:

3. How Your Information Is Shared

Your information may be shared with insurance carriers solely for the purpose of finding you the best life insurance coverage through our licensed independent broker. We do not sell your personal information to unrelated third parties.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.


4. SMS Terms of Service

Types of Messages

By providing your phone number and checking the SMS consent box on our web form, you agree to receive the following types of SMS messages from LifeInsuranceCR:

Two Types of SMS Consent

Our opt-in form presents two separate, optional consent checkboxes — neither is pre-selected. Users may opt into one, both, or neither:

Non-Marketing: "I consent to receive non-marketing text messages from LifeInsuranceCR about insurance quote follow-ups, appointment confirmations, and policy information. Message frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out."

Marketing: "I consent to receive marketing text messages, about special offers, discounts, and service updates, from LifeInsuranceCR at the phone number provided. Message frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out."

Standard SMS Disclosures

SMS Consent Is Optional

Consent to receive SMS messages is never required as a condition of submitting a form or purchasing any product or service. The phone number field and SMS consent choices are separate decisions.

5. Data Security

We use industry-standard security measures to protect your personal information. However, no method of transmission over the Internet is 100% secure. We encourage you to use caution when sharing personal information online.

6. Your Rights

You have the right to:

7. Cookies & Analytics

We may use cookies and analytics tools (such as Google Analytics) to understand how visitors use our website. This data is aggregated and anonymous. You can disable cookies in your browser settings.

8. Children's Privacy

Our website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or your personal data, please contact us:


This Privacy Policy is provided for informational purposes. Please consult your legal counsel to ensure compliance with all applicable laws and regulations.