.navbar{position:sticky;top:0;z-index:1000;background:#ffffffeb;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--border);transition:box-shadow var(--trans-base),background var(--trans-base)}.navbar--scrolled{box-shadow:0 2px 16px #1b3a6b1a;background:#fffffff7}.navbar__inner{display:flex;align-items:center;justify-content:space-between;height:68px;gap:24px}.navbar__logo{display:flex;align-items:center;gap:12px;text-decoration:none;flex-shrink:0}.navbar__logo:hover{text-decoration:none}.navbar__logo-mark{width:40px;height:40px;background:var(--navy);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-size:1rem;font-weight:600;color:var(--white);letter-spacing:.03em;flex-shrink:0}.navbar__logo-text{display:flex;flex-direction:column;line-height:1.15}.navbar__logo-name{font-family:var(--font-display);font-weight:600;font-size:1rem;color:var(--navy-deep)}.navbar__logo-sub{font-family:var(--font-body);font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--slate)}.navbar__links{display:flex;align-items:center;gap:32px}.navbar__link{font-size:.92rem;font-weight:600;color:var(--ink-mid);text-decoration:none;padding-bottom:2px;border-bottom:2px solid transparent;transition:color var(--trans-fast),border-color var(--trans-fast)}.navbar__link:hover{color:var(--navy);text-decoration:none}.navbar__link--active{color:var(--navy);border-color:var(--sky)}.navbar__hamburger{display:none;flex-direction:column;justify-content:space-between;width:26px;height:18px;background:none;border:none;cursor:pointer;padding:0}.hamburger-bar{display:block;width:100%;height:2px;background:var(--navy);border-radius:2px;transition:all var(--trans-base)}.navbar__mobile-menu{background:var(--white);border-top:1px solid var(--border);padding:16px 24px 24px;display:flex;flex-direction:column;gap:4px}.navbar__mobile-link{display:block;padding:12px 16px;font-size:1rem;font-weight:600;color:var(--ink-mid);text-decoration:none;border-radius:var(--radius-md);transition:background var(--trans-fast),color var(--trans-fast)}.navbar__mobile-link:hover,.navbar__mobile-link.active{background:var(--sky-light);color:var(--navy);text-decoration:none}@media (max-width: 768px){.navbar__hamburger{display:flex}.navbar__logo-name{font-size:.9rem}}.footer{background:var(--navy-deep);color:#a8bbd0;padding-top:64px}.footer__grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:48px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.08)}.footer__logo{display:flex;align-items:center;gap:12px;margin-bottom:16px}.footer__logo-mark{width:40px;height:40px;background:var(--sky);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-size:1rem;font-weight:600;color:var(--white);flex-shrink:0}.footer__logo-name{font-family:var(--font-display);font-size:1rem;font-weight:600;color:var(--white);line-height:1.2}.footer__logo-sub{font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#6a88a8}.footer__tagline{font-size:.88rem;line-height:1.7;color:#7a95b0;margin-bottom:12px}.footer__disclaimer{font-size:.78rem;color:#5a7590;line-height:1.6;padding:10px 14px;background:#ffffff0a;border-left:3px solid var(--sky);border-radius:0 var(--radius-sm) var(--radius-sm) 0}.footer__col-title{font-family:var(--font-body);font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#8aaccc;margin-bottom:16px}.footer__list{list-style:none;display:flex;flex-direction:column;gap:10px}.footer__list li a{font-size:.88rem;color:#7a95b0;text-decoration:none;transition:color var(--trans-fast)}.footer__list li a:hover{color:var(--white);text-decoration:none}.footer__contact-list{list-style:none;display:flex;flex-direction:column;gap:12px}.footer__contact-list li{display:flex;align-items:flex-start;gap:10px;font-size:.85rem;color:#7a95b0;line-height:1.5}.footer__contact-icon{font-size:1rem;flex-shrink:0;margin-top:1px}.footer__contact-list a{color:#7a95b0;text-decoration:none;transition:color var(--trans-fast)}.footer__contact-list a:hover{color:var(--white);text-decoration:none}.footer__sms-bar{padding:18px 24px;margin:28px 0 0;background:#ffffff0a;border:1px solid rgba(255,255,255,.07);border-radius:var(--radius-md)}.footer__sms-bar p{font-size:.78rem;color:#5a7590;line-height:1.7}.footer__sms-bar strong{color:#7a95b0}.footer__sms-bar a{color:#7a95b0;text-decoration:underline}.footer__sms-bar a:hover{color:var(--white)}.footer__bottom{display:flex;align-items:center;justify-content:space-between;padding:20px 0;gap:16px;flex-wrap:wrap}.footer__bottom p{font-size:.8rem;color:#4a6580}.footer__bottom-links{display:flex;gap:20px}.footer__bottom-links a{font-size:.8rem;color:#4a6580;text-decoration:none;transition:color var(--trans-fast)}.footer__bottom-links a:hover{color:#8aaccc;text-decoration:none}@media (max-width: 960px){.footer__grid{grid-template-columns:1fr 1fr;gap:36px}.footer__brand{grid-column:1 / -1}}@media (max-width: 600px){.footer__grid{grid-template-columns:1fr}.footer__bottom{flex-direction:column;align-items:flex-start}}.lead-form{display:flex;flex-direction:column;gap:0}.lead-form__row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.lead-form__consent-section{background:var(--fog);border:1px solid var(--border);border-radius:var(--radius-lg);padding:20px;margin-bottom:20px;display:flex;flex-direction:column;gap:0}.lead-form__consent-heading{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-mid);margin-bottom:14px}.lead-form__security-note{text-align:center;font-size:.8rem;color:var(--ink-light);margin-top:12px}.lead-form__spinner{display:inline-flex;align-items:center;gap:6px}.spinner-dot{width:6px;height:6px;background:currentColor;border-radius:50%;animation:bounce .9s ease infinite}.spinner-dot:nth-child(2){animation-delay:.15s}.spinner-dot:nth-child(3){animation-delay:.3s}@keyframes bounce{0%,80%,to{transform:translateY(0);opacity:.5}40%{transform:translateY(-5px);opacity:1}}@media (max-width: 600px){.lead-form__row{grid-template-columns:1fr}}.hero{position:relative;background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 55%,var(--navy-light) 100%);overflow:hidden;padding:80px 0 72px}.hero__bg-pattern{position:absolute;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(circle at 70% 40%,rgba(59,130,196,.15) 0%,transparent 55%),radial-gradient(circle at 10% 80%,rgba(59,130,196,.08) 0%,transparent 40%);pointer-events:none}.hero__container{display:grid;grid-template-columns:1fr 480px;gap:56px;align-items:center;position:relative;z-index:1}.hero__content{max-width:560px}.hero__heading{font-size:clamp(2rem,4vw,3.2rem);color:var(--white);line-height:1.1;margin-bottom:20px}.hero__heading-accent{color:var(--gold-light)}.hero__subheading{font-size:1.1rem;color:#b8cce0;line-height:1.75;margin-bottom:28px;max-width:480px}.hero__trust-row{display:flex;flex-wrap:wrap;gap:8px 20px;margin-bottom:20px}.hero__trust-item{display:flex;align-items:center;gap:6px;font-size:.85rem;font-weight:600;color:#8aaccc}.hero__gov-disclaimer{font-size:.78rem;color:#5a7a99;line-height:1.6;padding:10px 14px;background:#0003;border-radius:var(--radius-sm);border-left:3px solid #4A6A88}.hero__form-card{background:var(--white);border-radius:var(--radius-xl);padding:36px 32px;box-shadow:0 20px 60px #00000040,0 4px 16px #0000001f}.hero__form-header{margin-bottom:24px}.hero__form-title{font-size:1.4rem;color:var(--navy-deep);margin-bottom:4px}.hero__form-sub{font-size:.88rem;color:var(--ink-light)}.stats-bar{background:var(--navy-deep);border-bottom:3px solid var(--sky)}.stats-bar__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.stats-bar__item{display:flex;flex-direction:column;align-items:center;padding:28px 16px;border-right:1px solid rgba(255,255,255,.07)}.stats-bar__item:last-child{border-right:none}.stats-bar__value{font-family:var(--font-display);font-size:2rem;font-weight:600;color:var(--gold-light);line-height:1;margin-bottom:4px}.stats-bar__label{font-size:.82rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:#6a88a8}.section-header{text-align:center;margin-bottom:52px;display:flex;flex-direction:column;align-items:center;gap:12px}.section-sub{font-size:1rem;color:var(--ink-mid);max-width:540px;text-align:center;line-height:1.75}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.service-card{display:flex;flex-direction:column;gap:12px;transition:transform var(--trans-base),box-shadow var(--trans-base)}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.service-card__icon{font-size:2.5rem}.service-card__title{font-size:1.2rem;color:var(--navy-deep)}.service-card__desc{font-size:.92rem;line-height:1.75;flex:1}.service-card__link{display:inline-block;font-size:.88rem;font-weight:700;color:var(--sky);margin-top:8px;text-decoration:none;transition:color var(--trans-fast)}.service-card__link:hover{color:var(--navy);text-decoration:none}.why-section{background:var(--fog)}.why-section__inner{display:grid;grid-template-columns:1fr 360px;gap:64px;align-items:center}.why-section__text{display:flex;flex-direction:column;gap:16px}.why-section__text h2{margin:0}.why-section__text p{font-size:1rem}.why-list{list-style:none;display:flex;flex-direction:column;gap:12px;margin:0}.why-list li{display:flex;align-items:flex-start;gap:10px;font-size:.95rem;color:var(--ink-mid)}.why-list__check{display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;min-width:22px;background:var(--success-bg);color:var(--success);border-radius:50%;font-size:.7rem;font-weight:700;margin-top:1px}.agent-card{text-align:center;border:2px solid var(--sky-mid)}.agent-card__avatar{width:88px;height:88px;border-radius:50%;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 100%);display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-size:1.8rem;font-weight:600;color:var(--white);margin:0 auto 16px;box-shadow:0 4px 16px #1b3a6b33}.agent-card__name{font-size:1.3rem;color:var(--navy-deep);margin-bottom:4px}.agent-card__title{font-size:.85rem;color:var(--ink-light);margin-bottom:24px}.agent-card__stats{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:20px}.agent-stat{background:var(--fog);border-radius:var(--radius-md);padding:14px 8px;display:flex;flex-direction:column;align-items:center;gap:4px}.agent-stat__num{font-family:var(--font-display);font-size:1.5rem;font-weight:600;color:var(--navy)}.agent-stat__label{font-size:.75rem;color:var(--ink-light);font-weight:600}.agent-card__badges{display:flex;gap:8px;flex-wrap:wrap;justify-content:center}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.testimonial-card{display:flex;flex-direction:column;gap:14px}.testimonial-stars{color:#f0a500;font-size:1.1rem;letter-spacing:2px}.testimonial-text{font-size:.95rem;line-height:1.75;color:var(--ink-mid);font-style:italic;flex:1}.testimonial-author{display:flex;align-items:center;gap:12px}.testimonial-avatar{width:42px;height:42px;min-width:42px;border-radius:50%;background:var(--navy);color:var(--white);display:flex;align-items:center;justify-content:center;font-size:.85rem;font-weight:700}.testimonial-name{font-size:.88rem;font-weight:700;color:var(--ink)}.testimonial-location{font-size:.78rem;color:var(--ink-light)}.cta-banner{background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy-light) 100%);padding:72px 0}.cta-banner__inner{display:flex;align-items:center;justify-content:space-between;gap:40px;flex-wrap:wrap}.cta-banner__heading{font-size:clamp(1.5rem,3vw,2.2rem);color:var(--white);margin-bottom:10px}.cta-banner__sub{color:#8aaccc;font-size:1rem;max-width:500px;line-height:1.7}.cta-banner__actions{display:flex;gap:16px;flex-shrink:0;flex-wrap:wrap}@media (max-width: 1024px){.hero__container{grid-template-columns:1fr;max-width:600px;margin:0 auto}.hero__form-card{width:100%}.why-section__inner{grid-template-columns:1fr}.why-section__visual{order:-1}.agent-card{max-width:400px;margin:0 auto}}@media (max-width: 768px){.hero{padding:52px 0}.services-grid,.testimonials-grid{grid-template-columns:1fr}.stats-bar__grid{grid-template-columns:repeat(2,1fr)}.cta-banner__inner{flex-direction:column;text-align:center}.cta-banner__actions{justify-content:center}}.contact-page{background:var(--fog);min-height:100vh}.contact-page__header{background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 100%);padding:60px 0 52px}.contact-page__header h1{color:var(--white);margin-bottom:12px}.contact-page__sub{color:#8aaccc;font-size:1rem;max-width:500px;line-height:1.75}.contact-page__body{display:grid;grid-template-columns:1fr 320px;gap:32px;padding-top:40px;padding-bottom:72px;align-items:start}.contact-info__title{font-size:1rem;color:var(--navy-deep);margin-bottom:20px}.contact-info-list{display:flex;flex-direction:column;gap:20px}.contact-info-item{display:flex;gap:14px;align-items:flex-start}.contact-info-item__icon{font-size:1.3rem;flex-shrink:0;margin-top:2px}.contact-info-item__label{font-size:.75rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-light);margin-bottom:4px}.contact-info-item__value{font-size:.9rem;color:var(--ink-mid);line-height:1.6}.contact-info-item__value a{color:var(--sky);font-weight:600}.contact-info-item__value a:hover{color:var(--navy)}@media (max-width: 900px){.contact-page__body{grid-template-columns:1fr}.contact-page__info{order:-1}}.quote-page{background:var(--fog);min-height:100vh}.quote-page__header{background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 100%);padding:60px 0 52px}.quote-page__header h1{color:var(--white);margin-bottom:12px}.quote-page__subheading{color:#8aaccc;font-size:1rem;max-width:560px;line-height:1.75}.quote-page__body{display:grid;grid-template-columns:1fr 300px;gap:28px;padding-top:32px;padding-bottom:72px;align-items:start}.quote-page__disclaimer{font-size:.75rem;color:var(--ink-light);line-height:1.65;padding:10px 14px;background:var(--white);border:1px solid var(--border);border-left:3px solid var(--steel);border-radius:var(--radius-sm)}.sidebar-title{font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-mid);margin-bottom:16px}.qwiz-progress{margin-bottom:24px}.qwiz-steps-row{display:flex;justify-content:space-between;margin-bottom:12px;position:relative}.qwiz-dot{display:flex;flex-direction:column;align-items:center;gap:6px;flex:1;position:relative;z-index:1}.qwiz-dot__circle{width:40px;height:40px;border-radius:50%;background:var(--white);border:2px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:1rem;transition:all var(--trans-base);color:var(--ink-light)}.qwiz-dot.active .qwiz-dot__circle{background:var(--navy);border-color:var(--navy);color:var(--white);box-shadow:0 2px 10px #1b3a6b4d}.qwiz-dot.done .qwiz-dot__circle{background:var(--success);border-color:var(--success);color:var(--white);font-size:.85rem;font-weight:700}.qwiz-dot__label{font-size:.72rem;font-weight:600;color:var(--ink-light);text-align:center;white-space:nowrap}.qwiz-dot.active .qwiz-dot__label{color:var(--navy)}.qwiz-dot.done .qwiz-dot__label{color:var(--success)}.qwiz-bar-track{height:6px;background:var(--mist);border-radius:3px;overflow:hidden}.qwiz-bar-fill{height:100%;background:linear-gradient(90deg,var(--navy) 0%,var(--sky) 100%);border-radius:3px;transition:width .4s ease}.qwiz-pct{text-align:right;font-size:.75rem;color:var(--ink-light);margin-top:5px;font-weight:600}.qwiz-step{display:flex;flex-direction:column;gap:0}.qwiz-step__hd{margin-bottom:28px}.qwiz-step__hd h2{font-size:1.4rem;color:var(--navy-deep);margin-bottom:4px}.qwiz-step__hd p{font-size:.92rem;color:var(--ink-light);line-height:1.6}.qwiz-nav{display:flex;gap:12px;justify-content:space-between;align-items:center;margin-top:28px;padding-top:20px;border-top:1px solid var(--border)}.qwiz-next-btn{width:100%;justify-content:center;margin-top:8px}.form-row-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-row-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px;margin-bottom:4px}.phone-highlight{background:var(--sky-light);border:2px solid var(--sky-mid);border-radius:var(--radius-lg);padding:18px 20px 14px;margin-bottom:24px}.phone-highlight .form-label{color:var(--navy);font-size:.9rem;letter-spacing:.03em;text-transform:none;font-weight:700}.form-input--lg{font-size:1.15rem;padding:14px 16px;font-weight:600;letter-spacing:.02em}.form-hint{font-size:.8rem;color:var(--slate);margin-top:5px;line-height:1.5}.radio-row{display:flex;gap:12px;flex-wrap:wrap}.radio-card{display:flex;align-items:center;gap:8px;padding:12px 18px;border:1.5px solid var(--border);border-radius:var(--radius-md);cursor:pointer;font-size:.9rem;color:var(--ink-mid);background:var(--white);transition:all var(--trans-fast);-webkit-user-select:none;user-select:none}.radio-card input{accent-color:var(--navy)}.radio-card:hover{border-color:var(--sky-mid);background:var(--sky-light)}.radio-card--active{border-color:var(--navy);background:var(--sky-light);color:var(--navy);font-weight:600}.yesno-row{display:flex;gap:10px;margin-top:10px}.yesno-btn{display:inline-flex;align-items:center;gap:7px;padding:10px 24px;border:1.5px solid var(--border);border-radius:var(--radius-md);background:var(--white);font-family:var(--font-body);font-size:.95rem;font-weight:600;color:var(--ink-mid);cursor:pointer;transition:all var(--trans-fast)}.yesno-btn:hover{border-color:var(--sky);background:var(--sky-light)}.yesno-btn--active{border-color:var(--navy);background:var(--navy);color:var(--white)}.yesno-icon{font-size:.85rem}.hq-card{display:flex;gap:16px;align-items:flex-start;padding:20px;background:var(--fog);border:1px solid var(--border);border-radius:var(--radius-lg);margin-bottom:14px;transition:border-color var(--trans-fast)}.hq-card:hover{border-color:var(--sky-mid)}.hq-card--error{border-color:var(--danger);background:var(--danger-bg)}.hq-num{width:30px;height:30px;min-width:30px;border-radius:50%;background:var(--navy);color:var(--white);display:flex;align-items:center;justify-content:center;font-size:.78rem;font-weight:700;margin-top:2px}.hq-body{flex:1}.hq-text{font-size:.95rem;font-weight:600;color:var(--ink);line-height:1.5;margin-bottom:0}.hq-hint{font-size:.8rem;color:var(--ink-light);margin-top:4px;margin-bottom:0;line-height:1.5}.consent-section{background:var(--fog);border:1px solid var(--border);border-radius:var(--radius-lg);padding:20px;margin-bottom:20px;margin-top:4px}.consent-section__title{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-mid);margin-bottom:14px}.summary-card{background:var(--sky-light);border:1.5px solid var(--sky-mid);border-radius:var(--radius-lg);padding:20px 24px;margin-bottom:24px}.summary-card__title{font-size:.82rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--navy);margin-bottom:14px}.summary-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 24px;margin-bottom:14px}.summary-grid>div{display:flex;flex-direction:column;gap:2px}.summary-label{font-size:.72rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--slate)}.summary-val{font-size:.92rem;color:var(--ink);font-weight:500}.summary-val--phone{color:var(--navy);font-weight:700;font-size:1rem}.summary-edit-btn{background:none;border:none;color:var(--sky);font-size:.82rem;font-weight:600;cursor:pointer;font-family:var(--font-body);padding:0}.summary-edit-btn:hover{color:var(--navy)}.confirm-screen{display:flex;flex-direction:column;align-items:center;text-align:center;padding:12px 0}.confirm-check{width:72px;height:72px;border-radius:50%;background:var(--success-bg);border:3px solid var(--success);display:flex;align-items:center;justify-content:center;font-size:1.8rem;color:var(--success);font-weight:700;margin-bottom:20px}.confirm-heading{font-size:clamp(1.4rem,3vw,2rem);color:var(--navy-deep);margin-bottom:10px}.confirm-sub{font-size:1rem;color:var(--ink-mid);line-height:1.75;max-width:480px;margin-bottom:28px}.confirm-callout{display:flex;align-items:center;gap:16px;background:var(--navy-deep);border-radius:var(--radius-lg);padding:20px 28px;margin-bottom:28px;width:100%;max-width:440px;text-align:left}.confirm-callout__icon{font-size:2rem;flex-shrink:0}.confirm-callout__title{font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#6a88a8;margin-bottom:4px}.confirm-callout__phone{font-size:1.4rem;font-weight:700;color:var(--gold-light);letter-spacing:.02em}.confirm-callout__time{font-size:.82rem;color:#8aaccc;margin-top:4px}.confirm-callout__time strong{color:var(--white)}.confirm-steps{display:flex;flex-direction:column;gap:12px;width:100%;text-align:left;margin-bottom:24px}.confirm-step{display:flex;gap:14px;align-items:flex-start;background:var(--white);border:1px solid var(--border);border-radius:var(--radius-md);padding:14px 18px}.confirm-step__icon{font-size:1.4rem;flex-shrink:0;margin-top:2px}.confirm-step__title{font-size:.9rem;font-weight:700;color:var(--ink);margin-bottom:3px}.confirm-step__desc{font-size:.85rem;color:var(--ink-mid);line-height:1.6}.confirm-sms-note{font-size:.8rem;color:var(--ink-light);line-height:1.7;padding:14px 18px;background:var(--fog);border:1px solid var(--border);border-radius:var(--radius-md);text-align:left;width:100%}.confirm-sms-note strong{color:var(--ink-mid)}@media (max-width: 960px){.quote-page__body{grid-template-columns:1fr}.quote-page__sidebar{order:-1}}@media (max-width: 600px){.form-row-2{grid-template-columns:1fr}.form-row-3{grid-template-columns:1fr 1fr}.summary-grid{grid-template-columns:1fr}.qwiz-dot__label{display:none}.qwiz-nav{flex-direction:column-reverse}.qwiz-nav .btn{width:100%;justify-content:center}}.ty-page{background:var(--fog);min-height:80vh;padding:72px 0}.ty-page__inner{max-width:740px;display:flex;flex-direction:column;align-items:center;text-align:center;gap:0}.ty-icon{width:80px;height:80px;background:var(--success-bg);border:3px solid var(--success);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:2rem;color:var(--success);font-weight:700;margin-bottom:28px;animation:fadeUp .5s ease}.ty-heading{font-size:clamp(1.6rem,3.5vw,2.4rem);color:var(--navy-deep);margin-bottom:16px;animation:fadeUp .5s ease .05s both}.ty-sub{font-size:1.05rem;color:var(--ink-mid);line-height:1.75;max-width:560px;margin-bottom:36px;animation:fadeUp .5s ease .1s both}.ty-sub strong{color:var(--ink)}.ty-sms-reminder{display:flex;gap:16px;align-items:flex-start;text-align:left;background:var(--sky-light);border:1.5px solid var(--sky-mid);border-radius:var(--radius-lg);padding:20px 24px;margin-bottom:36px;width:100%;animation:fadeUp .5s ease .15s both}.ty-sms-reminder__icon{font-size:1.8rem;flex-shrink:0}.ty-sms-reminder__heading{font-size:.85rem;font-weight:700;color:var(--navy);margin-bottom:6px;letter-spacing:.04em;text-transform:uppercase}.ty-sms-reminder__body{font-size:.88rem;color:var(--ink-mid);line-height:1.7}.ty-sms-reminder__body strong{color:var(--ink)}.ty-next-steps{width:100%;margin-bottom:36px;animation:fadeUp .5s ease .2s both}.ty-next-steps__title{font-size:1.2rem;color:var(--navy-deep);margin-bottom:20px}.ty-steps-grid{display:flex;flex-direction:column;gap:12px}.ty-step{display:flex;gap:16px;align-items:flex-start;text-align:left;background:var(--white);border:1px solid var(--border);border-radius:var(--radius-md);padding:16px 20px}.ty-step__num{width:32px;height:32px;min-width:32px;border-radius:50%;background:var(--navy);color:var(--white);display:flex;align-items:center;justify-content:center;font-size:.85rem;font-weight:700}.ty-step__title{font-size:.95rem;font-weight:700;color:var(--ink);margin-bottom:4px}.ty-step__desc{font-size:.88rem;color:var(--ink-mid);line-height:1.6}.ty-step__desc strong{color:var(--ink)}.ty-sample-sms{width:100%;margin-bottom:36px;animation:fadeUp .5s ease .25s both}.ty-sample-sms__label{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-light);margin-bottom:10px}.ty-sms-bubble{background:var(--navy-deep);color:#d0e0ee;border-radius:18px 18px 18px 4px;padding:16px 20px;text-align:left;max-width:480px;margin:0 auto 8px;font-size:.92rem;line-height:1.7}.ty-sms-bubble strong{color:var(--white)}.ty-sample-sms__note{font-size:.75rem;color:var(--ink-light)}.ty-actions{display:flex;gap:16px;flex-wrap:wrap;justify-content:center;margin-bottom:28px;animation:fadeUp .5s ease .3s both}.ty-disclaimer{font-size:.75rem;color:var(--ink-light);max-width:500px;text-align:center;line-height:1.65}.legal-page{background:var(--fog);min-height:100vh}.legal-page__header{background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 100%);padding:60px 0 48px}.legal-page__header h1{color:var(--white);margin-bottom:8px}.legal-page__meta{color:#6a88a8;font-size:.88rem}.legal-page__body{display:grid;grid-template-columns:1fr 240px;gap:32px;padding-top:40px;padding-bottom:72px;align-items:start}.legal-section{margin-bottom:36px}.legal-section:last-child{margin-bottom:0}.legal-section h2{font-size:1.1rem;color:var(--navy-deep);margin-bottom:12px;padding-bottom:8px;border-bottom:2px solid var(--sky-mid);display:inline-block}.legal-section p{font-size:.92rem;line-height:1.8;margin-bottom:10px}.legal-section ul{padding-left:20px;display:flex;flex-direction:column;gap:8px;margin-top:8px}.legal-section ul li{font-size:.92rem;color:var(--ink-mid);line-height:1.75}.legal-section ul li strong{color:var(--ink)}.legal-section a{color:var(--sky)}.legal-section a:hover{color:var(--navy)}.legal-section--highlighted{background:var(--sky-light);border:1.5px solid var(--sky-mid);border-radius:var(--radius-lg);padding:24px;margin-left:-24px;margin-right:-24px}.sms-policy-alert{background:var(--navy-deep);color:#c0d8ee;border-radius:var(--radius-md);padding:16px 20px;font-size:.88rem;line-height:1.7;margin-bottom:32px}.sms-policy-alert strong{color:var(--white)}.sms-sample{margin-top:16px}.sms-sample__label{font-size:.8rem;color:var(--ink-light);margin-bottom:10px;font-weight:600}.sms-sample__bubble{background:var(--navy-deep);color:#c0d8ee;border-radius:18px 18px 18px 4px;padding:14px 18px;font-size:.9rem;line-height:1.7;max-width:480px;font-style:italic}@media (max-width: 900px){.legal-page__body{grid-template-columns:1fr}.legal-page__sidebar{order:-1}.legal-section--highlighted{margin-left:0;margin-right:0}}:root{--navy: #1B3A6B;--navy-deep: #122952;--navy-light: #2A4F8A;--sky: #3B82C4;--sky-light: #EBF3FB;--sky-mid: #C7DFF2;--slate: #5B7A9A;--steel: #8AA3BA;--fog: #F4F7FA;--mist: #E8EEF5;--white: #FFFFFF;--ink: #1A2535;--ink-mid: #3D5066;--ink-light: #6B829A;--gold: #C8913A;--gold-light: #F0C878;--success: #1E7A4C;--success-bg: #E8F5EE;--danger: #C0392B;--danger-bg: #FDECEA;--border: #D5E0EC;--border-dark: #B8CCDE;--font-display: "Lora", Georgia, "Times New Roman", serif;--font-body: "Nunito Sans", -apple-system, BlinkMacSystemFont, sans-serif;--radius-sm: 4px;--radius-md: 8px;--radius-lg: 12px;--radius-xl: 20px;--shadow-sm: 0 1px 3px rgba(27, 58, 107, .08), 0 1px 2px rgba(27, 58, 107, .04);--shadow-md: 0 4px 12px rgba(27, 58, 107, .1), 0 2px 4px rgba(27, 58, 107, .06);--shadow-lg: 0 8px 28px rgba(27, 58, 107, .12), 0 3px 8px rgba(27, 58, 107, .07);--shadow-card: 0 2px 8px rgba(27, 58, 107, .09), 0 0 1px rgba(27, 58, 107, .06);--trans-fast: .15s ease;--trans-base: .22s ease;--trans-slow: .36s ease}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-body);background:var(--fog);color:var(--ink);line-height:1.6;min-height:100vh}a{color:var(--sky);text-decoration:none;transition:color var(--trans-fast)}a:hover{color:var(--navy);text-decoration:underline}img{display:block;max-width:100%;height:auto}h1,h2,h3,h4,h5{font-family:var(--font-display);color:var(--navy-deep);line-height:1.2;font-weight:600}h1{font-size:clamp(2rem,4.5vw,3rem)}h2{font-size:clamp(1.5rem,3vw,2.1rem)}h3{font-size:clamp(1.2rem,2.2vw,1.5rem)}h4{font-size:1.1rem}p{color:var(--ink-mid);line-height:1.75}.container{max-width:1160px;margin:0 auto;padding:0 24px}.section{padding:72px 0}.section-sm{padding:48px 0}.section-lg{padding:96px 0}.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;border-radius:var(--radius-md);font-family:var(--font-body);font-size:.95rem;font-weight:600;letter-spacing:.01em;cursor:pointer;border:1.5px solid transparent;transition:all var(--trans-base);text-decoration:none;white-space:nowrap;line-height:1}.btn:hover{text-decoration:none;transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn-lg{padding:16px 36px;font-size:1.05rem}.btn-primary{background:var(--navy);color:var(--white);border-color:var(--navy);box-shadow:0 2px 8px #1b3a6b40}.btn-primary:hover{background:var(--navy-light);border-color:var(--navy-light);color:var(--white);box-shadow:0 4px 14px #1b3a6b4d}.btn-secondary{background:var(--white);color:var(--navy);border-color:var(--navy)}.btn-secondary:hover{background:var(--sky-light);color:var(--navy-deep)}.btn-sky{background:var(--sky);color:var(--white);border-color:var(--sky);box-shadow:0 2px 8px #3b82c440}.btn-sky:hover{background:var(--navy-light);border-color:var(--navy-light);color:var(--white)}.form-group{display:flex;flex-direction:column;gap:6px;margin-bottom:20px}.form-label{font-size:.8rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-mid)}.form-label .required{color:var(--danger);margin-left:2px}.form-input,.form-select,.form-textarea{width:100%;padding:12px 16px;border:1.5px solid var(--border);border-radius:var(--radius-md);font-family:var(--font-body);font-size:.95rem;color:var(--ink);background:var(--white);transition:border-color var(--trans-fast),box-shadow var(--trans-fast);outline:none}.form-input:focus,.form-select:focus,.form-textarea:focus{border-color:var(--sky);box-shadow:0 0 0 3px #3b82c426}.form-input::placeholder,.form-textarea::placeholder{color:var(--steel)}.form-textarea{resize:vertical;min-height:110px}.form-input.error,.form-select.error{border-color:var(--danger)}.form-error{font-size:.8rem;color:var(--danger);margin-top:4px}.checkbox-wrapper{display:flex;align-items:flex-start;gap:12px;padding:16px 18px;border:1.5px solid var(--border);border-radius:var(--radius-md);background:var(--fog);cursor:pointer;transition:border-color var(--trans-fast),background var(--trans-fast)}.checkbox-wrapper:hover{border-color:var(--sky-mid);background:var(--sky-light)}.checkbox-wrapper.checked{border-color:var(--sky);background:var(--sky-light)}.checkbox-wrapper.error-border{border-color:var(--danger);background:var(--danger-bg)}.checkbox-wrapper input[type=checkbox]{width:20px;height:20px;min-width:20px;margin-top:1px;cursor:pointer;accent-color:var(--navy)}.checkbox-label{font-size:.88rem;color:var(--ink-mid);line-height:1.65;font-family:var(--font-body);cursor:pointer}.checkbox-label strong{color:var(--ink)}.checkbox-label a{color:var(--sky);font-weight:600}.card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-card);padding:32px}.card-sm{padding:20px 24px}.card-lg{padding:44px}.badge{display:inline-flex;align-items:center;gap:5px;padding:4px 12px;border-radius:100px;font-size:.78rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase}.badge-blue{background:var(--sky-light);color:var(--navy);border:1px solid var(--sky-mid)}.badge-green{background:var(--success-bg);color:var(--success)}hr{border:none;border-top:1px solid var(--border);margin:24px 0}@keyframes fadeUp{0%{opacity:0;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideDown{0%{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:translateY(0)}}.animate-fade-up{animation:fadeUp .5s ease forwards}.animate-fade-in{animation:fadeIn .4s ease forwards}@media (max-width: 768px){.container{padding:0 16px}.section{padding:52px 0}.card-lg{padding:28px 24px}.hide-mobile{display:none!important}.stack-mobile{flex-direction:column!important}.full-mobile{width:100%!important}}